Liability insurance within the buildings and contents and real estate insurance policy

Damage liability insurance (under husehold and real estate insurance)

(Damage liability insurance caused by ordinary civil-life activities, hereinafter “Insurance against liability for damages“)

Supplementary damage liability insurance:

    • from activities in the course of ordinary civil life (civil liability,, including liability for damages caused by a citizen due to animal husbandry)
    • insurance against liability for damages arising from the holding of property

Supplementary or additional insurance against liability for damages cannot be taken out separately, only as part of real estate and buildings and contents insurance

INSURED AMOUNTS AND CO-INSURANCE IN INSURANCE AGAINST LIABILITY FOR DAMAGES IN THE COURSE OF ORDINARY CIVIL LIFE

Liability for damages applies within the Czech Republic, for all members of the household, and includes liability arising from the keeping of animals.

Insurable amounts

GroupIndemnity limit (Kč)

Insurance against liability for damages in the course of ordinary civil life
Damage to health, and by causing death Damage to property Resulting financial damage
1 2 000 000 1 000 000 500 000
2 4 000 000 2 000 000 750 000
3 6 000 000 3 000 000 1 000 000

Supplementary insurance against liability for damages is taken out without co-insurance.

You can report a claim under insurance against liability for damages by phone, in writing or online.

Useful advice