Fleet Vehicle Insurance, Comprehensive Fleet Insurance

The fleet insurance product is intended for companies, entrepreneurs, or individuals with a fleet of more than 5 vehicles. The Fleet product allows for group insurance and easy management of contracts for liability insurance for vehicle operation, assistance services, collision insurance, and other supplementary insurances.

Liability Insurance for Vehicle Operation

  • High coverage limits of CZK 100/100 million (a limit of CZK 100 million per injured party and CZK 100 million for property damage for all injured parties).

Accident insurance

  • All-risk collision insurance covering risks (accident, natural element, theft, vandalism).
  • Collision insurance also includes animal collisions and damage to stationary vehicles caused by animals (e.g., cables chewed by a marten).
  • Deductible: 5% with a minimum of CZK 5,000 or 10% with a minimum of CZK 10,000.

Supplementary insurance

  • Insurance for all vehicle windows (including sunroofs and rearview mirror glass)
  • Luggage insurance
  • Animal collision insurance
  • Element insurance
  • Accident insurance for transported persons
  • Accident insurance for driver

Assistance Services

  • Asistenční služby jsou poskytovány ve spolupráci s Global Assistance pro vozidla do 3,5 t i nad 3,5 t. Nabízíme možnost výběru ze čtyř rozsahů asistenčních služeb.
    Rozsahy jednotlivých asistenčních služeb jsou uvedeny v pojistných podmínkách níže.

Benefits/bonuses:

  • Simple and clear insurance management in one system
  • No need to monitor payments for multiple policies
  • Cashless payment based on detailed statement
  • Complete overview of insured vehicles and risks
  • Not every damage affects the amount of insurance price, as the entire fleet’s accident rate is always evaluated
  • Dividing into multiple installments per year does not affect the amount of insurance price
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