Theft and vandalism, including unidentified offender and graffiti
The basic insurance against theft covers
- Theft whereby the offender has demonstrably overcome obstacles protecting the insured thing from theft
- Robbery whereby the offender appropriated an item by using violence or threats of immediate violence against the policyholder, the insured stated in the insurance contract, their employees, or any other person authorised by the policyholder or the insured in the insurance contract
Supplementary insurance can be arranged in case of intentional damage or intentional destruction of the insured item (vandalism).
The subject of theft insurance
Theft insurance can cover individual movable and immovable tangible assets or their sets specified in the insurance agreement.
The theft insurance can also cover:
- Valuable items
- Items of special value